As a listener of the show you know that the turtle time segment is about taking a very strategic and deliberate approach with your money.  If you are looking for the big hit or even if you look to bet the special “brother-in-law” deal on everything you buy, you are leaving yourself open to deceit, scams or outright theft. The one that is on my radar lately, mostly because I am in the mortgage business is all of the ads lately.  I am a channel changer when listening to the radio in my car.  A trait I hope our listeners don’t share of course.  I am looking for content, not advertisements.   

The other day I was changing channels and on four separate stations, I heard four mortgage ads.  One was trying to let me know how stupid I was if I was not going out to get a new mortgage today. Another was telling me how the recent Fed rate cuts were creating the “Rate of a Lifetime” that I should not pass up.  They would even pay for my home appraisal.   

The other two ads on different stations were the same company offering interest rates that just don’t exist.  In our office at Old West Mortgage we receive over 50 rate sheets per day and the rates they were quoting were not available anywhere.  The trick in the mortgage business is to get you to make application with the company and then drag out the process.  After a month or two, especially if you are purchasing a home, you will sign whatever is put in front of you.  Regardless of how upset you are or how little the final figures resemble the original ad you responded to. As you will hear with our guest today, this approach to “bait and switch” or “bag and tag” is not the way you should be dealing with your money.  You should find someone you trust with a good track record and genuine motives and trust their counsel.  If you do this, you will find in the long run, expended a great deal less energy and have come out ahead in the financial journey.

If you are interested in learning more about financial planning, this is the show for you. We have as our guest this week, Robin Davis author of the book, “Who’s Sitting on your Nest Egg” Why you need a financial advisor and ten easy tests for finding the best one. Robin gives us some of the secrets in the financial planning industy and tells us how to make sure that we are getting the help we need with our money.

 

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Our guest this week is Karen Cornell a local Numerologist providing readings for our listeners.  She is the co-author of the book, The Pocketbook of Prosperity, Peace and Personal Power.  You can reach Karen for a numerology reading at 206-920-1073 or at www.angelwood.com. 

 

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This week we get into a disucssion of relationship and how money affects them.  Our guest is nationally know author and radio host Alisa Goodwin Snell, author of the book, Want to Marry a Good Man? Here’s How! 

Alisa is a relationship counselor for couples and singles and finds that money is an issue for everyone.  She brings us a different perspective on the deep impact money has on relationships, both positive and negative.  You can reach her at www.AskAlisa.org.

 

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This weeks guest Bob Sullivan.  Bob covers Internet scams and consumer fraud for MSNBC.com. He is the winner of multiple journalism awards for his coverage of online crime and author of Gotcha Capitalism: How Hidden Fees Rip You Off Every Day and What You Can Do About It. and Your Evil Twin: Behind the Identity Theft Epidemic. I have just finished reading Gotcha Capiatlism and you have to read it.  Listen to the show and get some of the better parts of the book. 

 

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